Why Volume Elasticity & Inelastic demand for Essential products have to be studied to make sense of the proposed GST tax cuts.

On India’s Independence Day (15th August 2025), our PM announced GST may be cut for many products as soon as Diwali (20th Oct 2025). Currently, we have four slabs — 5%, 12%, 18% and 28%. He mentioned that the 12% and 28% slabs may be scrapped, and only 5% and 18% may remain. PM Modi announced the…

Mutual Fund Awareness 109: Debt Financing everything else except your Retirement

Let us first start by defining what “Debt Financing” and “Retirement” are before we explore the possibilities of linking them together. Earlier retirements were typically attributed to old age (say 60 or above), where a person was no longer physically fit to continue employment. The nature of jobs was physically challenging in the Industrial Revolution;…

Mutual Fund Awareness 108: Psychology of Risk Profiling

Risk Profiling: Is a behavioral finance concept that tries to understand the ability of an investor to digest risks. We all do risk profiling daily, but we are not conscious of it. When you assess the payoff of a particular job against the risks that are associated with it, you are doing risk profiling. Before…

US India Trade Tariff at 25% + Penalty. Time for us to step up.

DJT posted the following on Truth Social — “India will therefore be paying a tariff of 25%, plus a penalty for the above,…” After this news broke out, the Gifty Index (Nifty futures) has fallen by over 140 points, and people have gone crazy on social media. Most of them believe it’s the end of…