What a strange day it has been, the moment the market participants realized that BJP will not get a simple majority — we started falling. That realization came in the opening minutes and did not give me ample time to prepare. Honestly, I did not expect such a move today. I really thought we would have the…
Nifty Stance Bearish ⬇️ Over the last 1 week, Nifty hits a new ATH of 23110 and falls 3% ~ 693pts. On a week-2-week basis, we have only fallen 395pts ~ 1.72%. What is more important is that we have started a nice reversal, what needs to be seen is if we get a stronger…
Index funds can be considered as the King of Mutual Funds. There are two reasons why index funds are gaining huge popularity Lower Expense Fees Tracks the benchmark index itself Let us analyze both points in detail. If you have not read the chapter about expense ratio, read the same at Index funds by design…
We covered the important categories of Equity, Debt, and Hybrid funds. There is a type of hybrid fund that requires special mention — it is the Multi Asset category. A Mutual fund that invests in different asset classes at the same time is called a Multi Asset fund, the different assets could be equity, gold, debt, international…
In the last Chapter, we learned about balanced advantage funds. The next category is called Aggressive Hybrid Funds. A mutual fund with an equity exposure between 65% to 80% and a debt exposure between 35% to 20% is called an aggressive hybrid fund. Since aggressive funds have a higher equity exposure, theoretically they will outperform…
In the last chapter, we learned about conservative hybrid funds i.e. MFs which have less than 25% exposure in equity and the rest being in the debt category. The next category is Balanced Advantage funds which have an equity exposure between 40 to 60% and the rest being debt i.e. 60 to 40%. Among the…
Earlier we learned about equity funds and debt funds. There is one more category called hybrid funds wherein a fund manager decides the asset allocation that needs to go into equity and debt. When it comes to mutual funds, asset allocation is everything. Two people could invest 10 lakhs into two mutual funds simultaneously but…
Firstly notifying my readers that I am switching to a weekly technical analysis reporting from the currently daily format. One of the reasons for this is because of the increase in my workload. Thought of spending the additional 1 hour per day to meet clients who would require assistance planning their financial goals. As a…
There are a few more Debt funds that we did not discuss explicitly, they are Credit Risk Funds Banking & PSU Funds Dynamic Bonds Floater Funds The concept is similar for all of these, they invest in Bonds of Corporations, Banks, or PSU companies. Then there are Gilt funds, these require special mention as they…
Bonds are the heartbeat of debt funds. The AMCs rely on Bonds to provide a stable supply of Fixed Income to its investors. To get a fair idea, we would need to explain how a Bond works. Earlier you learned that by issuing shares, the companies dilute their ownership. When you buy those shares, you…
