Mutual Funds Awareness 105: SIP is good, but will you have a job till then?

SIPs (Systematic Investment Plans) are the best companions for salaried employees. Without active involvement, many of them end up creating generational wealth. All they need to do is save 15 to 20% every month via SIPs and in 10 to 15 years, they would end up creating a corpus that could compensate 50% of their…

Mutual Funds Awareness 104: How an SIP prevents you from overspending.

Systematic Investment Plans (SIPs) are automated bank withdrawals that get invested in a mutual fund. Another example of an automated monthly withdrawal is an EMI on your loan. Both EMIs and SIPs look similar, but one drains away your money, and the other teaches you to sacrifice. Let us explore more on that today! A…

27 June 2025 — Nifty goes up 780pts from the last long signal — Bulls making money!

Nifty Stance Bullish 🐂 Our last long signal came exactly on 20th June, i.e. the same day the last report was written. On Monday we had a gap-down due to conflict escalation of Iran-Israel as the US went ahead and bombed Iran’s proposed nuclear sites. Fortunately, our EMAs did not cross over and on the…

Mutual Funds Awareness 103: Why would you want to redeem a mutual fund?

There are three questions that a financial advisors ask the client before collecting money for investments. How much money would you like to invest? How long would you like to remain invested? When would you want to withdraw the funds? The idea is to understand the customer’s risk profile and determine what products to sell…

20 June 2025 — Weekly Report & PostMortem + Nifty back above 25000

Nifty Stance Bullish 🐂 I had to make some adjustments to the EMAs and the timeframes to account for the choppiness. The revised EMA looks better and the strategy tester gave me the following results P&L percentage — 17.59% Profit percentage — 39.62% Profit factor 1.62 The time frames are switched back to my original 16mts and 63mts custom…

Mutual Funds Awareness 102: The opposite of Diversification is Focus

Diversification is a topic frequently discussed, especially in the world of mutual funds. Rightly so, because people who invest in mutual funds may be newcomers and want some safety for the funds they commit. Diversification is the process of buying a basket of stocks/assets in such a way that the losses are minimized when the…