India’s Financial Sector is changing, and it is for the good.

I recently attended the 26th Budget Conclave conducted by Malayala Manorama and the guest speaker was Dr. Rajiv Kumar. In his speech, he shared 2 slides India’s Banking Sector Growth in Demat account growth in credit to deposit ratio In the first slide, India’s credit-to-deposit ratio is shown as increasing. Let us break it down to…