The biggest drag to optimal returns is premature switching and not a wrong selection of Investment Portfolio. People usually think they made a wrong choice by investing in XYZ funds so they withdraw money to invest elsewhere. They cannot be blamed per se, there are more than 2900+ mutual fund schemes to invest in. How…
Do you know why Systematic Investment Plans perfectly fit investors who do not wish to time the market? The answer is because of Rupee Cost Averaging (RCA). RCA is obviously borrowed (not stolen) from Dollar Cost Averaging (DCA) and the benefits of them as per Investopedia are: Dollar cost averaging can lower the average amount…
When a Fund manager hand-picks a few stocks and groups them by a common thread, it is called focused funds. The regulations say that a fund manager can have a maximum selection of 30 stocks, but it does not specify if he should select from a specific category like Large, Mid, or Small Cap. The…
