The latest innovation in the field of Systematic Investment Plan is the daily SIP. Almost all mutual fund companies have now modified their entry plan from a minimum of Rs 500 per month to Rs 100 per day. In fact, all these AMCs were happy to accommodate this change, as they believed their influx of…
Systematic Investment Plans (SIPs) are automated bank withdrawals that get invested in a mutual fund. Another example of an automated monthly withdrawal is an EMI on your loan. Both EMIs and SIPs look similar, but one drains away your money, and the other teaches you to sacrifice. Let us explore more on that today! A…
There are three questions that a financial advisors ask the client before collecting money for investments. How much money would you like to invest? How long would you like to remain invested? When would you want to withdraw the funds? The idea is to understand the customer’s risk profile and determine what products to sell…
Diversification is a topic frequently discussed, especially in the world of mutual funds. Rightly so, because people who invest in mutual funds may be newcomers and want some safety for the funds they commit. Diversification is the process of buying a basket of stocks/assets in such a way that the losses are minimized when the…
സ്ഥിര വരുമാനക്കാർക്ക് ഏറ്റവും നല്ല സമ്പാദ്യ രീതി സിസ്റ്റമാറ്റിക് ഇൻവെസ്റ്റ്മെന്റ് പ്ലാൻ തന്നെയാണ്. എല്ലാ മാസവും ഒരു നിശ്ചിത തീയതിയിൽ ഒരു നിശ്ചിത തുക ഓട്ടോമാറ്റിക്കായി ഇൻവെസ്റ്റ് ആകുന്ന രീതിയാണ് SIP. ഇത് പ്രായോഗികമാകാൻ നിങ്ങളുടെ ബാങ്കിൽ ഒരു ഡെബിറ്റ് മാൻഡേറ്റ് (Debit Mandate) ഇൻസ്ട്രക്ഷൻ നൽകേണ്ടതാണ്. 2000–10 കാലയളവിൽ ഐടി, ബിപിഓ, ബാങ്കിംഗ്, ഫിനാൻഷ്യൽ സർവീസസ് ഇൻഡസ്ട്രികളിൽ ഉണ്ടായ സമ്പൽസമൃദ്ധി ലക്ഷക്കണക്കിന് സ്ഥിര വരുമാനം ലഭിക്കുന്ന ജോലിക്കാരെ സൃഷ്ടിച്ചു. മ്യൂച്ചൽ ഫണ്ടുകൾ ഇത്ര പ്രസിദ്ധമാക്കാനുള്ള കാരണം…
You are already aware that the most disciplined investment instrument is the SIP (Systematic Investment Plan). SIP has single-handedly created the maximum crorepathis in India even without their knowledge. Just imagine, someone made a standing instruction to debit an amount from their bank account and invest in mutual funds, which are sitting at massive returns…
There are only three things that you could ever do with money — Spend Save Invest You might have made a long list of items to do when you have money, but at the end of the day, it either falls into one of these 3 buckets, and this is the same for everyone in…
You must have heard stories of how ultra-rich investors like Warren Buffett, Paul Tudor Jones, or Stanley Druckenmiller made most of their wealth by investing in good companies. People think they bought some shares of a company and then got rich by accident. When I started investing in 2010, I heard an advisor say, that…
“Mutual Fund investments are subject to market risks, read all scheme related documents carefully” You might have heard this disclaimer, but let me tell you — it is not what you think. People usually think Market risk means the general drop in stock prices, i.e. the risk that the stock you bought for 500 is now quoting…
If you are someone who has not invested a single rupee into equity market, then let me explain the easiest way to do so. If you are in your 20s, then directly starting with equity investing won’t hurt you either because you have a decent 40+ years of “active income” possibilities. Again, this is with…
