Mutual Funds Day 2: Savings vs Investments

Savings and Investments meant two separate things before Mutual Funds became famous. The main difference between them was Liquidity. Savings came with a higher liquidity and lower yield whereas Investments came with a lower liquidity and higher yield. Liquidity means how soon you can withdraw the money and use it for a financial emergency. Yield…

We will discuss the difference between Saving and Investing

Before we talk about Savings, we need to understand “Consumption”. In General economics Income = Consumption + Savings. So what is left after consumption is called savings. Consumption is what you require to live — food, clothing, shelter, transportation, communication etc. For a poor person, consumption will be the major portion of his income. Most likely, his…

Today we will discuss the recent “Stress Test” that SEBI asked to do in Mutual funds

When you pay money to a mutual fund AMC, they have to invest in equity or debt according to the goals set. Let us discuss the small and midcap equity funds in specific as the stress tests were ordered for them. SEBI felt the inflow into small caps and midcaps looked like a froth (a…

22 Feb ’24 — Back to winning ways, grass is greener at the Bull’s side — Nifty & BankNifty…

Nifty Analysis — Stance Bullish ⬆️ Recap from yesterday: “Since Nifty50 fell below our support line, we had to reverse the stance back to neutral. In case Nifty50 climbs back up tomorrow and hits a new ATH, today’s move will just appear as a blip, and the stance will go back to bullish.” 4mts chart Honestly speaking,…

01 Feb & 31 Jan ’24 — Nifty Not in a Hurry to Go Anywhere YET — Nifty & BankNifty PostMortem…

I was not able to post the report yesterday as got a severe headache and fever. After closing my screen at 15.30 yesterday, got enough strength to open it today morning at 07.46. Seems like the analysis of Tuesday was more or less true even for today as Nifty and BankNifty went nowhere. The Budget…

20th Nov ’23 — A Gradual Slipping Market — PostMortem on Nifty & BankNifty

Nifty Analysis Recap from yesterday: ”At present, I wish to change my stance to neutral and wait for further clues. If we start dropping on Monday, I would prefer to go bearish with the first target of 19562 and then 19446.” 5mts chart link — click here Nifty did not have that much of a flavor today. We…

8th Nov ’23 — Nifty hits the resistance, Going Neutral — PostMortem on Nifty & BankNifty

Nifty Analysis Recap from yesterday: “For tomorrow, I wish to change my stance to neutral if 19446 is not getting broken in the opening 2 hours. I would love to go bearish if 19310 support is broken” The encircled areas on the chart represent the period when 19446 resistance was in play. The open was…

31st Oct ’23 — Unusual Opening 5mts Candle — PostMortem on Nifty & BankNifty

Nifty Analysis Recap from yesterday: “Even though we added 93pts today, I have still not changed my stance to bullish. 19226 is my first level to watch out which coincides with the 38.2% retracement level of the recent fall. Then the most important zone of 19310. Ideally, I wish to go long only if the…